Rango
Clasificado número 1Business banking · Card-led SMB lender + business charge card with Avios rewards
N.º 14 · Barrido de programas · May 2026
Mejores programas de afiliación de banca empresarial en Reino Unido, evaluados.
Evaluamos 8 programas según EPC real de 12 meses tras recuperaciones, fiabilidad de pago, honestidad de atribución y estado regulatorio. La metodología es pública; cada puntaje se desglosa por factor. Reverificado cada 90 días. Sin colocación pagada.
Programa A · La comparación
Cada programa, evaluado.
8 programas evaluados · 7 divulgaciones verificadas · 1 en seguimiento · 0 extintos
REGULADOR(ES): FCA · HMRC · COMPANIES-HOUSE
| Programa | Comisión | Cookie | Recuperación | Regulador(es) | Visitar enlace de afiliado | ||||
|---|---|---|---|---|---|---|---|---|---|
| I | Capital on TapBusiness banking · Card-led SMB lender + business charge card with Avios rewards | A100/100 | Approximately £100-£200 CPA per approved Limited Company customer (Awin + direct) | 30d | $5.23 | 100 | 60d | FCACompaniesHouse | visitar |
| II | Allica BankBusiness banking · Full UK PRA/FCA-licensed bank (closed broker / accountant channel) | A100/100 | Negotiated per-customer commission (broker / accountant channel; estimated £100-£300) | 30d | $5.94 | 85 | 60d | FCACompaniesHouse | visitar |
| IV | Wise BusinessBusiness banking · UK EMI multi-currency (cross-border specialist) | B58/100 | £50 CPA per business account first cross-currency transaction | 365d | $3.04 | 100 | 60d | FCACompaniesHouse | visitar |
| V | Revolut BusinessBusiness banking · UK + EEA multi-currency (EMI, full UK bank licence in mobilisation) | B−40/100 | 20% gross-profit share over 2 years OR £20-£500 CPA per funded business | 30d | $2.10 | 90 | 60d | FCACompaniesHouse | visitar |
| VI | Anna MoneyBusiness banking · UK SMB neobank with native VAT + HMRC MTD automation | B−37/100 | Approximately £40-£75 CPA per funded account (Awin; £40 entry tier published, negotiated higher) | 30d | $1.91 | 95 | 60d | FCACompaniesHouseHMRC | visitar |
| VII | Cashplus BankBusiness banking · Full UK PRA/FCA-licensed bank (Awin, credit-builder card) | B−37/100 | Estimated £40-£75 CPA per funded account (Awin) | 30d | $1.91 | 95 | 60d | FCACompaniesHouse | visitar |
| VIII | TideBusiness banking · UK SMB neobank (EMI via ClearBank) | C+34/100 | £50 flat CPA per qualifying new Tide member | 30d | $1.76 | 100 | 30d | FCACompaniesHouseHMRC | visitar |
| IX | Starling BusinessBusiness banking · Full UK PRA/FCA-licensed bank (Awin, currently paused/restructuring)· watch | C27/100 | Approximately £30-£60 CPA per funded business account (Awin rate band; programme currently restructuring) | 30d | $1.41 | 90 | 30d | FCACompaniesHouse | visitar |
† ponderación compuesta · comisión 30 · pago 25 · cookie 15 · e-e-a-t 15 · ajuste de audiencia 10 · regulador 5§§ reverificado cada 90 días · próximo barrido 2026-08-12
Rango
Clasificado número 2Business banking · Full UK PRA/FCA-licensed bank (closed broker / accountant channel)
Allica Bank
Rango
Clasificado número 4Rango
Clasificado número 5Business banking · UK + EEA multi-currency (EMI, full UK bank licence in mobilisation)
Revolut Business
Rango
Clasificado número 6Business banking · UK SMB neobank with native VAT + HMRC MTD automation
Anna Money
Rango
Clasificado número 7Business banking · Full UK PRA/FCA-licensed bank (Awin, credit-builder card)
Cashplus Bank
Rango
Clasificado número 8Rango
Clasificado número 9Business banking · Full UK PRA/FCA-licensed bank (Awin, currently paused/restructuring)
Starling Business
FCACompaniesHouse vigilancia
Destacado · N.º I
Capital on Tap, en profundidad
Rango
Clasificado número 1Business banking · Card-led SMB lender + business charge card with Avios rewards
Capital on Tap
- Comisión
- Approximately £100-£200 CPA per approved Limited Company customer (Awin + direct)
- Cookie
- 30d
- EPC 12m
- $5.23
- Fiab. pago
- 100
- Recuperación
- 60d
Capital on Tap pays the highest published affiliate CPA in UK business banking (£100-£200) against a clean Awin-managed programme — the card-led positioning pairs naturally as a 'credit card alongside' recommendation on Tide / Starling / Anna content. EPC of $5.23 anchors the cohort ceiling ($1 ≈ score 100). Avios rewards drive consumer-grade conversion mechanics no neobank in the cohort matches.
Pros
- £100-£200 CPA is the highest published rate in UK business banking — anchors the cohort EPC ceiling
- Avios rewards on a UK business card is unique in the cohort — consumer-grade conversion mechanics
- Trustpilot 4.8/5 with ~7,400 reviews is the cohort's strongest end-user signal
- Card-led product complements rather than competes with banking programmes — full editorial stack
- FCA-authorised consumer credit with clean Awin programme + Net 30 cadence
Contras
- Lending product — FCA CONC affiliate-copy rules tighter than deposit-only programmes
- Limited Companies only — no sole-trader product, audience narrower than Tide / Starling
- Approval-rate friction reduces affiliate-attributable conversion
Anexos
Anexo A · Metodología
Pesos de la rúbrica
- economía de la comisión30%
- fiabilidad de pago25%
- cookie + atribución15%
- e-e-a-t / acceso a redes15%
- ajuste de audiencia10%
- cobertura regulatoria5%
Anexo B · Archivo de programas extintos
Programas que hemos eliminado
Los programas que dejaron de pagar, se reestructuraron en formas irreconocibles o retiraron el soporte para EE. UU. permanecen catalogados — para que los rankings sigan siendo honestos sobre lo que desapareció y por qué. MyForexFunds (ago. 2023, acción de la CFTC). MFFU (rebrand, dic. 2024).
Anexo C · Capa regulatoria
Lo que aplica en Reino Unido
- FCA qué significa esto
- HMRC qué significa esto
- COMPANIES-HOUSE qué significa esto
Firmas editoriales y metadatos del número
Editado por
Maren Holst
Senior Editor
Firmado · M.HOLST
Verificado por
Asha Devi
Standards Desk (Fact-Checker)
Firmado · A.DEVI
Datos del número
vol iii · núm 14
publicado 2026-03-12
último barrido 2026-05-14
metodología v3.2 · auditada en abril 2026
Companies House #OC4451x