Skip to main content
FP·EDITORIAL · VOL. III · ISSUE 14 · UNITED STATES · MAY 2026 last sweep 2026-05-14 · 142 programs scored · 1 defunct

Masthead · United States

methodology v3.2 · audited apr '26

iso 27001 · CompaniesHouse #OC4451x

Masthead

Stephan Kulik

Founder & Editor-in-Chief

Stephan Kulik is the founder and editor-in-chief of FintechPays. He has worked in affiliate marketing since 2015 — starting on the affiliate-network side, moving into fintech in 2016, and then building affiliate programs for fintech projects himself. That first-hand experience of how fintech affiliate programs are actually structured — the commission models, cookie windows, and payout terms FintechPays grades by true-EPC — is what he brings to the masthead. He owns the methodology and editorial standards the programs desk and the independent standards desk work to, and carries final accountability for every ranking the site publishes.

Editorial accountability

FintechPays publishes its program reviews under two desk bylines — a programs desk that authors recommendations and an independent standards desk that fact-checks them — so that authorship and verification stay separate. As Editor-in-Chief, Stephan owns the methodology and the editorial standards both desks work to, and carries final accountability for every ranking the site publishes.

He is the named, verifiable human the masthead stands behind. For professional background and to verify this identity, see his LinkedIn:

Stephan Kulik on LinkedIn (opens in new tab)